About Jacques Hugo
Financial adviser, mortgage broker, and accountant. Joondalup since 2011.
From accounting to advice
Jacques Hugo established Luda Financial Solutions in 2011. He is a qualified financial adviser and mortgage broker, and he thrives on helping his clients obtain financial freedom.
He is passionate about cash flow management because he believes you cannot plan effectively for your future until you truly know what your income and expenditure are. That belief shapes every client relationship.
Originally an accountant from South Africa, Jacques established his own accounting and tax firm there in 1995. Sixteen years of running a practice taught him that the best advice is honest, specific, and grounded in real numbers. He brought that approach to Perth when he founded Luda.
Today, Jacques works from the Joondalup office at 1/45 Winton Rd. He is a member of the Finance Brokers Association of Australia and BNI WA. His clients are local; his advice is personal.
Licences and registrations
Luda Financial Solutions Pty Ltd holds the following registrations:
- ABN 37 156 353 427
- Credit Representative 419458
- Australian Credit Licence 389328 (authorised under)
- AR Number 440599
- CAR Number 445597
- AFSL: Wealth Today Pty Ltd 340289
Jacques Hugo is an authorised representative of Luda Financial Solutions Pty Ltd.
Professional memberships
- Finance Brokers Association of Australia (FBAA)
- BNI WA
How we work
- Cash flow first. We analyse your last six months of bank statements and show you how you are actually spending your money, as opposed to how you think you are spending it. This is usually an "aha" moment.
- Protection second. Once we know your surplus, we recommend insurance that fits your needs and your budget. We never recommend cover you do not need.
- Growth third. Superannuation, retirement planning, and mortgage advice come after the foundation is solid.
Visit the office
Office address
1/45 Winton Rd
Joondalup, WA 6027
Postal address
PO Box 306
Joondalup DC 6919
Phone
(08) 9300 2553
Email
jacques@luda.com.au
Appointments are available during business hours. Evening appointments by arrangement.
Book an appointment
Start with a conversation. No obligation, no pressure.